Helping home buyers, sellers and investors across Georgia
Buy or sell your Georgia home with a broker who understands the money behind the deal.
I'm Steve Amoako, MBA, an Associate Broker with Virtual Properties Realty.Net. I bring 25+ years in mortgage banking, underwriting and financial-services operations, including forensic underwriting at Fannie Mae, to every client I represent. That means fewer surprises, clearer numbers and a steadier path to closing.
Steve's direct number: 678-923-8417
Buying a home
Get financially ready, find the right home across Georgia and close without surprises.
How I help buyersSelling a home
Price it right, choose the offer most likely to close and stay organized to the finish.
How I help sellersInvestment and commercial
Check whether the numbers support the price before you commit.
How I evaluate dealsBuying: know where you stand before you fall in love with a house.
Most buying stress comes from financing and closing surprises, not the house hunt. My mortgage and underwriting background helps you see those issues early, when they're easier to fix.
- Readiness firstBefore we tour, we'll go over your budget, pre-approval and timeline, so you shop with confidence and make offers sellers take seriously.
- Offers built to closeI'll help you structure an offer that balances price, contingencies and timing for your situation.
- Fewer closing surprisesI understand how lenders review a loan file, so I can help you anticipate the conditions, appraisal questions and paperwork that typically slow a closing.
- Resale homes and new constructionIncluding builder communities, where you should have your own representation from your very first visit.
I don't make or approve loans. I help you understand the process and work alongside your lender.
Selling: the highest offer isn't always the best offer.
When offers come in, price is only part of the picture. I use my underwriting background to help you judge which offer is most likely to reach the closing table.
- Pricing grounded in the marketA recommended list price based on current comparable sales and market conditions, not guesswork.
- Offer evaluationWe'll compare each buyer's financing type, down payment, contingencies and appraisal-gap exposure, so you choose the strongest offer, not just the largest number.
- An organized path to closingAs a Lean Six Sigma Black Belt, I run a clear timeline with defined steps and regular updates from listing to closing.
Investment and commercial: underwrite the deal before you buy it.
I evaluate investment and commercial property the way a lender would: income, expenses, financing assumptions and whether the numbers actually support the price. If a seller's figures don't hold up, you'll know before you commit.
What my background means for you
My career was built on reviewing financial decisions carefully. Here's how that experience shows up in your transaction.
- Former Forensic Underwriter, Fannie MaeI know what lenders look closely at, so potential problems get spotted early.
- Mortgage banking and fulfillment operationsI understand the path from signed contract to closing, and where it tends to break down.
- Risk and financial-services leadershipDisciplined evaluation of price, terms and risk before you commit.
- Lean Six Sigma Black BeltAn organized process, clear timelines and regular updates.
- MBABusiness-level analysis for investment and commercial decisions.
How we work together
Conversation
We talk through your goals, timeline and budget.
Plan
You get a clear plan for buying or selling, including the financial side.
Representation
I represent you through the search or listing, negotiation and closing.
Georgia law requires a written agreement before I can represent you as a client. I'll walk you through it before you sign.
About Steve
I'm a Georgia real estate broker with Virtual Properties Realty.Net, serving home buyers, sellers and investors across Georgia.
My career spans 25+ years in financial services, mortgage banking, underwriting and global operations leadership, including forensic underwriting at Fannie Mae. I hold an MBA and a Lean Six Sigma Black Belt.
I bring that experience to real estate because the biggest decisions in a transaction are financial ones. My job is to make sure you understand them before you make them.
Ready to talk about your next move?
Whether you're buying, selling or investing in Georgia, start with a conversation.
Brokerage office: Virtual Properties Realty.Net, 770-495-5050 ext. 7858
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